SayDebt.com: part of the SayLending.com financial network

debt consolidation

getting started debt consultation managing your credit managing your money
reducing card debt reducing loan debt debt manage tools
getting
started

DEBT CONSOLIDATION WORKSHEET


use this worksheet to list and analyze your debt consolidation savings click to view worksheet

BUDGET MANAGEMENT WORKSHEET


develop a personal budgeting plan to reduce your expenses and paydown your debt

SayPlanning Notes: check your credit report for debt balances

SayPlanning Notes: understanding credit debt ratios

debt
consultation


2 Simple Steps

Simply fill out the brief form to receive your free debt assessment.

We'll take it from there. One of Credit.com's BBB approved debt professionals will contact you.

 

Your consultation form forwarded to credit.com for processing.


 

option A: CONSOLIDATE YOUR DEBT


consolidate your credit card and personal loan debt into one, low monthly repayment plan —

for homeowners: use your home equity to consolidate debt

for non-homeowners: get a personal loan to consolidate debt

option B: FREE DEBT CONSULTATION


get professional help to lower your payments and get out of debt now —

The unexpected - such as a medical emergency or the loss of a job - can put you behind on your monthly bills. Before you know it, you're fielding calls from creditors and collection agencies.

With professional debt help, you can:

  • Stop bill collector harassment.
  • Pay one lower monthly payment.
  • Reduce interest rates and stress.
  • Eliminate your debts and avoid bankruptcy.
  • Confidentially receive professional advice.

    By consolidating your debt, you can literally put money back into your pocket and help to preserve your credit rating –

    find out how with a free consultation
Tell Us What Your Goal Is
Primary Goal?
Tell Us About You
First Name
Last Name
Home Phone
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Other Phone:
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Time to Call
Email
Address
City
State
Zip Code
Tell Us About Your Debt
How many creditors? (2 minimum)
Amount of unsecured debt? (Min. $5K)
Status of Accounts
Residence Type
view credit.com terms and conditions
reducing credit
card debt

STEPS TO REDUCE CREDIT CARD DEBT


brief notes on credit card debt reduction

STEP 1: Learn how credit card companies entangle consumers into debt.
STEP 2: Use our credit card worksheet to list and add up your credit card debt.
STEP 3: Run debt repayment schedules to estimate the time to payoff your debt.
STEP 4: View payoff options: debt consolidation, debt payoff, debt counseling, etc.
STEP 5: Manage your credit card use to prevent future credit card debt.
reducing
personal loans

STEPS TO REDUCE PERSONAL LOAN DEBT
brief notes on personal loan debt reduction

STEP 1: Identify those personal loans to reduce.
STEP 2: Use our personal loan worksheet to list and add up your total debt.
STEP 3: View payoff options: debt consolidation, debt payoff, debt counseling, etc.
STEP 4: Run the numbers to schedule your payoff period.
STEP 5: Manage your consolidation loan.
managing
your credit

CREDIT MANAGEMENT 101


understanding credit and how to start building your credit history view credit management 101

BUILDING - MAINTAINING GOOD CREDIT


steps on building and maintaining a strong credit report view credit steps


SayPlanning Notes: about your credit report

SayPlanning Notes: preventing ID theft

managing
your money

LOWER YOUR MONTHLY BILLS


online guide for reducing housing, food, recreation and other monthly costs view lower bills

TIPS ON INCREASING YOUR MONEY


online tips to increase your income including in-the-home business opportunities view income tips


SayPlanning Notes: developing a personal budget

SayPlanning Notes: preventing ID theft

debt manage
tools

Notes: check your credit report

Notes: budgeting worksheet

Notes: debt management worksheet

Notes: financing discussion forum


Notes: calculate your debt-to-income ratio

Notes: more financing calculators

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member of the SayLending.com financial network
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* Calculations are based upon the assumptions you entered. Please note that rounding errors can make a small difference in calculations. Your actual mortgage lending rate may vary depending on your credit quality and lender. The circumstances surrounding your credit and loan qualifications may result in different calculations.